Does Insurance Pay for Septoplasty?

The short answer to this question is – yes, if you have symptoms of nasal blockage that are not improved with medications. If you are found to have evidence of a deviated septum, or crooked septum, on examination by a facial plastic surgery or otolaryngology specialist, they will likely recommend surgical repair. In order for your insurance company to cover these services, your surgeon will submit paperwork documenting their opinion and recommending septoplasty surgery. If preauthorized (meaning the insurance company offers preliminary approval), then most patients proceed with the septoplasty and have the expenses covered by their insurance company. Of course, as the patient, you should be well aware of any and all restrictions and responsibilities related to your healthcare policy. Hope this helps. Dr. Hilinski.